For Insurance Professionals Who Value Client Results

Turn IUL Training Into Client-Ready Competence.

Learn how IUL actually works, apply it to real case design, and become the kind of IUL professional who can serve clients with confidence.

Apply Now
The Real Work

Knowing IUL Is Different From Understanding How To Use It Well.

You may already be licensed, active, and committed to doing right by your clients. But the harder part of IUL work appears when a real case does not fit a familiar pattern—and you need to understand the design, the tradeoffs, and the recommendation well enough to explain it clearly.

That is where information stops being enough. You need a stronger grasp of how IUL actually works, how to structure a case responsibly, and how to recognize what still needs to be questioned before the recommendation reaches the client.

IUL Elites turns training into application. Build the foundation through IUL Insiders. Bring real questions and working problems into weekly office hours. Keep learning in biweekly mentor training calls. Then use what you learn in the cases and client conversations that make the knowledge matter.

See what Elite looks like in the work
Who This Is For

For Insurance Professionals Who Want Their Training To Hold Up In The Real World.

You May Be A Fit If You Are:

  • An IUL professional who wants deeper understanding and more confidence in case design.
  • A licensed insurance agent who wants training that carries into client conversations and recommendations.
  • A serious professional willing to learn, apply, ask better questions, and improve.
  • Someone who wants live support when a real case demands another set of eyes.
  • A client-first professional who wants to sell policies that work for the people who matter most.
  • A person who wants to build a durable professional identity around better IUL work.
Apply Now
Two insurance professionals reviewing a case together
Training That Actually Works

Training Becomes Valuable When The Work Gets A Result.

The goal is not to collect another course or another credential. It is to understand IUL more deeply, design cases more thoughtfully, and serve clients with recommendations you can explain and stand behind.

01

IUL Insiders Foundation

Build the product knowledge, language, and process behind responsible IUL work through the IUL Insiders training foundation.

02

Weekly Field Support

Field support representatives open office hours every week so you have a place to bring questions, cases, and working problems from the field.

03

Biweekly Mentor Training Calls

Keep learning during scheduled training calls with Emron, Aaron, Greg, or Brian. Use the time to deepen your understanding and ask better questions.

04

Marketing Campaigns

As campaigns are developed and deployed, they can give professionals additional marketing support to work from alongside the training and field support.

05

Application, Not Just Information

The goal is not to collect more training. It is to use the foundation in conversations, case design, client communication, and the decisions the work requires.

06

A Standard To Return To

Client-first work, ethical conduct, careful case design, quality production, and continued learning give the support a clear purpose.

“Sell policies that work for the people who matter most.”

The Practical Standard: Understand the case. Serve the client. Stand behind the work.

Client-Ready Competence

If You Want Your IUL Training To Hold Up When Your Client Needs It Most, Apply Today.

Tell us where you are, what you are working on, and where you want to become more capable. The application is the first conversation.

Apply
Our Story

A Place Advisors Can Call Home.

Doug Andrew, 3 Dimensional Wealth, LASER Financial, and IUL Insiders come together in IUL Elites—bringing marketing, philosophy, client services, and training into a professional home for advisors.

Group portrait supplied for the IUL Elites story
The Story

Different Strengths. A Shared Professional Home.

Doug Andrew, 3 Dimensional Wealth, LASER Financial, and IUL Insiders each bring something important to IUL Elites. Together, they create a place advisors can call home.

3 Dimensional Wealth brings the marketing and philosophy. LASER Financial brings the client services. IUL Insiders brings the training.

IUL Elites brings those strengths together in one professional group, connecting what you learn with the support behind your client relationships.

The purpose is more than access to separate resources. It is a place to belong, develop your IUL proficiency, and serve clients with confidence.

How The Pieces Fit

Marketing. Client Services. Training. A Place To Call Home.

3 Dimensional Wealth: marketing and philosophy. LASER Financial: client services. IUL Insiders: training. Together in IUL Elites: a place advisors can call home.
01

3 Dimensional Wealth

The marketing and philosophy.

02

LASER Financial

The client services.

03

IUL Insiders

The training.

04

IUL Elites

A place advisors can call home.

Why It Matters

You Should Not Have To Assemble This Entire Environment On Your Own.

IUL Elites gives independent insurance professionals a place to connect the training they need with the support they can use and the standards they want to carry.

The goal is not simply to enter another organization. It is to enter an environment that helps you become more capable at the work.

The Next Level

If You Want The Environment Behind Better IUL Work, Apply.

Apply
What Is Elite

A Place Advisors Can Call Home.

A group of independent IUL professionals with a shared training foundation, practical case-design support, and experienced people to learn with—so what you learn can become a recommendation you understand and can explain.

Apply Now
Independent, Not Alone

Bring your cases. Ask your questions. Keep growing as an IUL professional.

IUL professionals in a collaborative working session
What The Group Is

Independent Professionals. A Shared Standard.

IUL Elites brings independent insurance professionals together around a common purpose: understanding IUL deeply enough to structure cases thoughtfully and serve clients with confidence.

You bring your experience, your goals, and the responsibility for your client relationships. The group adds a training foundation, recurring access to support, and a community committed to getting better.

IUL Insiders brings the training. 3 Dimensional Wealth brings marketing and philosophy. LASER Financial brings client services. IUL Elites brings those strengths together in a place advisors can call home.

Your Part In The Group

What You Bring. What The Group Adds.

What You Bring

  • Your client questions and cases.
  • A willingness to learn, including in areas where you already have experience.
  • The initiative to develop your own leads and client relationships.
  • An openness to feedback and a commitment to apply what you learn.

What The Group Adds

  • An IUL training foundation through IUL Insiders.
  • Help with IUL case design and proper structuring.
  • Weekly field-support office hours and biweekly mentor training calls.
  • Carrier and product guidance.
  • Marketing and philosophy from 3 Dimensional Wealth, and client services from LASER Financial.
  • A community of professionals who value client results.
How It Functions

Support You Can Return To, Week After Week.

01

The Training Foundation

Learn how IUL actually works through IUL Insiders. Build the understanding and language you can bring into case design and client conversations.

02

Weekly Field-Support Office Hours

Bring questions, cases, and working problems to a recurring opportunity for practical support. You have somewhere to turn when a case raises questions.

03

Biweekly Mentor Training

Keep developing through scheduled training calls with experienced IUL professionals. Deepen your understanding and learn from the questions being discussed.

04

Case Design Support

Get help thinking through proper IUL structuring for the client in front of you. Use support to examine the case rather than simply repeat a familiar design.

05

Carrier And Product Guidance

Bring questions about carrier and product choices into the discussion, with the client’s situation as the starting point.

06

The Professional Community

Learn alongside other professionals who take client service seriously. Share questions, perspectives, and a commitment to continued improvement.

From Training To Client Work

Bring The Case You Want To Understand Better.

Perhaps you are working through a case that does not fit your usual approach. You have questions about the structure or what you still need to understand about the client before making a recommendation.

That is a reason to use the group. Bring your questions to field-support office hours and seek case-design help. Use mentor training to deepen the understanding behind your decisions.

The purpose is not simply to get an answer. It is to understand the reasoning, recognize the tradeoffs, and become better prepared to explain your recommendation to the client.

Make Membership Meaningful

Use The Support. Apply What You Learn.

If you have joined a group before and found that little changed, it is reasonable to ask what will be different here.

The value is in connecting the training to the cases and conversations you are already having. Office hours and mentor calls give you recurring opportunities to ask questions. Case-design support helps you apply the foundation to a specific situation. Your participation is what connects those resources to your practice.

You remain responsible for your professional decisions and client relationships. The group gives you resources to draw on—not a replacement for your judgment, licensing, or professional obligations.

Independent, Not Alone

Build Your Practice With People To Turn To.

Members join as independent contractors. You are building your business, while participating in a group that supports your development as an IUL professional.

That combination matters: independence in your practice, with a training foundation and recurring support you can use as you grow.

For those who choose to develop other professionals, a pathway exists within the group. Client service and professional competence remain the foundation.

What It Means For You

More Understanding. More Support. Greater Confidence.

  • Develop a deeper understanding of IUL and how to apply it to a client’s situation.
  • Have a place to bring case-design questions before making a recommendation.
  • Strengthen your ability to explain structure, tradeoffs, and reasoning clearly.
  • Make more informed carrier and product choices.
  • Learn alongside professionals who share your commitment to client results.
  • Build confidence through training, application, and feedback.
“Sell policies that work for the people who matter most.”

The Practical Standard: Understand the case. Serve the client. Stand behind the work.

Your Professional Home

If This Is The Kind Of Group You Have Been Looking For, Apply Today.

Tell us where you are, what you are working on, and where you want to become more capable.

Apply Now
Elite Standards

The Standard Is What The Client Experiences.

You should know what you are stepping toward before you ask to be considered. These are the working expectations behind client-ready IUL competence.

The Measure

Would the recommendation still hold up when the client needs it most?

An advisor discussing a recommendation with clients
01

Put The Client First

Start with the client’s goals, facts, questions, and circumstances. The client should not carry the weight of an incomplete process.

02

Understand The Case

Look at the full situation before reaching for a familiar answer. Good work begins with better questions.

03

Respect Case Design

Understand the structure, tradeoffs, assumptions, and details well enough to explain the recommendation clearly.

04

Work Ethically

Be accurate. Be clear. Say what you know, say what you do not know, and get help when the answer matters.

05

Keep Learning

Stay teachable. Use the training foundation, bring questions to support, and welcome coaching. Examine your work and act on what you learn.

06

Do Work You Can Stand Behind

Sell policies that work for the people who matter most. Let quality, care, and client responsibility define the standard.

The Question Behind Every Standard

Would You Be Comfortable Explaining How You Did The Work?

To the client, your mentor, your team, and the people responsible for reviewing it.

If the answer is not yet yes, that is not a reason to hide. It is a reason to keep learning.

The Next Step

Read The Standard. Then Decide If You Want To Work Toward It.

Apply
Our Process

Get A Clearer Path From Training To Client Work.

Know what happens when you apply, what support you can use, and how the experience is designed to help you become more capable.

What You Get

A foundation, practical support, and a place to keep improving.

An advisor working through a case design
Your Experience

Each Step Is Designed To Help You Get More From The Work.

01

Apply

Tell us where you are, what you are working on, and what you want to become better at.

02

Get Reviewed

We look at your experience, your goals, and whether this professional environment fits what you are looking for.

03

Build Your Foundation

Use IUL Insiders to strengthen the knowledge and habits behind responsible IUL work.

04

Get Practical Support

Use weekly office hours to bring questions, cases, and working problems into the open.

05

Learn With Mentors

Use biweekly mentor training calls to deepen your understanding and ask better questions.

06

Apply It To The Case

Use the training to design more thoughtfully and communicate more clearly with clients.

07

Keep Improving

Continue building the competence, confidence, and professional habits that move your work forward.

What Is In It For You
  • A deeper understanding of how IUL works.
  • More confidence when you are working through a real case.
  • A place to ask questions before they become client problems.
  • Recurring access to training and practical support.
  • A professional environment built around better client work.
What You Can Build From It
  • Clearer case designs.
  • Stronger client conversations.
  • Better recommendations.
  • More confidence in the work you are doing.
  • A professional identity that can carry into your next level.
Start Here

If You Want A Clearer Path To Better IUL Work, Apply.

Apply
Apply To IUL Elites

Turn IUL Training Into Client-Ready Competence.

Tell us where you are, what you are working on, and what you want to become better at.

Start Your Application

Specific and honest is better than polished.

Before You Begin
Answer in your own words. Short and honest is better than long and polished.
About you
Your work
Application received

Thank You For Answering Carefully.

We will review your application and follow up if a conversation is the right next step. In the meantime, keep reading the standards. They are the point of the application.

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